Preventing Identity Theft
By Gary Gresham

Preventing identity theft is never foolproof but here are
some good tips that will make it more difficult for
anyone to steal your personal information.

The first and most important step for preventing identity
theft is keeping a close watch on all of your personal
information and your credit report.

Check your credit reports from all three bureaus at least
once a year. Once you get your credit report check
carefully to see that everything is accurate.

If you find an error, dispute it immediately so you can
protect yourself from fraud.

Quite often similar names and similar social security
numbers get mixed up, or worse, someone could have stolen
your identity.

Another good way of preventing identity theft is don`t
carry your Social Security card or anything with your
Social Security number on it in your wallet.

Keeping your social security number private is a critical
part of preventing identity theft.

Also, don`t keep your bank card pin number in your wallet
because it helps a thief who has stolen your wallet help
themselves to your cash at an A.T.M.

In this age of computer hacking, preventing identity theft
also applies to the Internet.

If you use the Internet, make sure all your security
software is up to date and be careful of Internet scams.

Remember, no legitimate business will ever send you an e-
mail asking you to confirm your personal identifying
information.

Preventing identity theft means you never give out
personal information unless you initiated the contact or
you`re absolutely sure who you`re dealing with.

Another good way of preventing identity theft is be
especially careful about divulging your credit card
number over the phone to telemarketers.

Often the only goal is to obtain your name, address and
credit card number.

If you have to give your credit card number over the phone
for a hotel or airline reservation, use a regular corded
phone as opposed to a cordless or cell phone.

Make sure you report any lost or stolen credit cards
immediately for preventing identity theft.

The bottom line is be careful about divulging any personal
information about you.

If you use these tips you`ll have a much better chance at
preventing identity theft before it happens.

Gary Gresham is a mortgage loan officer and the webmaster
for http://www.credit-repair-facts.com (http://www.credit-
repair-facts.com). He offers you credit information, debt
elimination programs and informative facts that gives you
the knowledge to correct your own credit and credit
report.
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Identity Theft Prevention