ID Theft Prevention
Identity Theft Prevention...
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10 Steps for Business Owners to Take if They Are a Victim of Identity Theft
Michelle Dunn
Be aware that 40 million crooks obtained credit card numbers this past year, “Be Suspicious”. Also be aware that most identify theft is not reported, especially when it involves family members, so the statistics are off. These statistics show that consumers lost $5 billion last year when in actuality it is closer to $50 billion. There have been an estimated 9.9 million victims in America. In a recent article in MSN Money their research showed that 32% of people said they had been a victim of identity fraud by a friend or family, and 13% were victimized by a co-worker. Beware! These people know your patterns and habits. • Contact the fraud departments of the three major credit bureaus, to place a fraud alert on your credit file. • Close all accounts that have been affected and request copies of fraud-dispute forms and complete and return immediately. Keep copies! • File a police report in each jurisdiction the theft occurred • Send copies of the report to your creditors or anyone that requires proof of the crime • File a complaint with the FTC (800-IDTHEFT or www.consumer.gov/idtheft) and Post Office • Contact the Identity Theft Resource center at 858-693-7935 or www.idtheftcenter.org • Request a new driver's license from the state of motor vehicles and have a fraud report attached to your driving record. • Notify check-verification firms about any fraudulent checks: International check service 800-526-5380
Telecheck 800-927-0755
Certegy Check Services 800-437-5120 • Call 1-888-CALL-FCC and file a complaint. • Change your passwords and PIN immediately.
http://ezinearticles.com/?10-Steps-for-Business-Owners-to-Take-if-They-Are-a-Victim-of-Identity-Theft&id=61176
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Simple But Effective Steps To Preventing Identity Theft
It seems like identity theft is the latest phrase on everyone's lips. Have you heard the murmurs too? Do you know what identity theft is? Read on to find out the real skinny about identity theft and how to prevent it from happening to you.
Identity Theft Awareness - Getting to Know This crime
Identity theft is on the rise. The starting point in the fight against identity theft is prevention. Major corporations are just starting to incorporate identity theft awareness into their overall se...
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Identity Theft
Fighting Identity Theft
By James H. Dimmitt
Chances are good that you know someone who has been
victimized by the fastest growing crime - identity theft.
The Federal Trade Commission (FTC) reported that there
were 10 million cases of identity theft in 2002 alone.
It’s estimated that someone’s identity is stolen every 79
seconds.
The bad news is with increasing amounts of personal
information available to an experienced identity thief,
it shows few signs of slowing down. The good news is
that identity fraud is now a federal crime with stiff
penalties for those who perpetrate these crimes.
Here are a few simple steps you can take now to minimize
your risk:
1) Check your credit report annually, if not more often.
Most victims of identity theft don’t realize they’ve been
victimized until 14 months after the crime. By then the
damage is done and you will spend a significant amount of
time and money trying to correct it.
2) Keep your Social Security number private. Do not have
it printed on your personal checks or drivers license. Do
not share it with anyone, including merchants, unless
they can provide a good reason for having it. Once
someone has your Social Security number they have the key
to unlocking your identity and using it fraudulently.
3) Shred offers for pre-approved credit cards that you
receive by mail. Do the same with any receipts that
contain account numbers or your Social Security number.
Identity thieves are not afraid to go “dumpster diving”
in order to obtain your personal information.
Identity theft has become the fastest growing crime
because it is the most profitable crime. On average, the
loss from identity theft is about $18,000.00. Taking
these precautions now can you save you from becoming
another statistic in the fight against identity theft.
© 2004, http://www.yourfreecreditreportnow.com (http:/
/www.yourfreecreditreportnow.com)
James H. Dimmitt
James is editor of "TO YOUR CREDIT", a weekly free
newsletter. Subscribe to the newsletter by visiting http:/
/www.yourfreecreditreportnow.com (http://www.
yourfreecreditreportnow.com). He is also author of
“Identity Theft - How to Avoid Becoming the Next Victim!”
available at http://tinyurl.com/bc45 (http://tinyurl.com/
bc45)
jimdim815@aol.com (mailto:jimdim815@aol.com)
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Identity Theft Prevention
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