ID Theft Prevention
Identity Theft Prevention...
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6 Ways To Prevent Identity Theft
Gary Gresham
These six ways to prevent identity theft offer you valuable tips against the fastest growing crime in America today. In 2004, more than 9.9 million Americans fell victim to many types of identity theft scams, costing them nearly $5 billion. Their finances were severely hurt because they never thought it would happen to them. Hopefully, this article will help many of you so you won't become a new victim of this terrible crime. Here are six ways to prevent identity theft. 1. Shred any documents you receive that contain any personal information. This includes credit card receipts and pre-approved credit applications. This important tip alone can offer you more protection against identity theft than any other suggestion here. 2. Never give personal information to people over the phone, on the Internet or through the mail. Identity thieves will claim to be from the government, your bank or even law enforcement. Keeping your personal information private is one of the best ways to prevent identity theft. 3. Check your credit reports from all three major credit bureaus at least once a year and look to see that everything is accurate. If you find an error, dispute it immediately for protection against identity theft. 4. Be aware when your bills usually arrive every month and check them over carefully. Thieves can steal your credit card statements and this popular type of identity theft has been around for decades. 5. Don't use common numbers like your birthdate or the last four digits of your Social Security number for your ATM password. If you have done this change it immediately. This is a common mistake people make and one of the quickest ways to prevent Identity theft. 6. Never give out your Social Security number unless it is absolutely necessary. Your employer, financial institution and doctor need it for identification and tax reporting. But if someone else asks for your Social Security number, always question why they need it and be cautious when giving it to anyone. For maximum protection against identity theft keep any personal information about you as private as possible. Use these 6 ways to prevent identity theft and you will have a much better chance of avoiding this nightmare. Copyright © 2005 Spyware Information.com All Rights Reserved.
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Reporting Identity Theft to Credit Bureaus
Identity theft occurs when somebody makes use of your personal information without your permission to commit fraud or other crimes. There are steps you can adopt to minimize the risk of falling victim to fraud.
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Identity Theft
Preventing Identity Theft
By Gary Gresham
Preventing identity theft is never foolproof but here are
some good tips that will make it more difficult for
anyone to steal your personal information.
The first and most important step for preventing identity
theft is keeping a close watch on all of your personal
information and your credit report.
Check your credit reports from all three bureaus at least
once a year. Once you get your credit report check
carefully to see that everything is accurate.
If you find an error, dispute it immediately so you can
protect yourself from fraud.
Quite often similar names and similar social security
numbers get mixed up, or worse, someone could have stolen
your identity.
Another good way of preventing identity theft is don`t
carry your Social Security card or anything with your
Social Security number on it in your wallet.
Keeping your social security number private is a critical
part of preventing identity theft.
Also, don`t keep your bank card pin number in your wallet
because it helps a thief who has stolen your wallet help
themselves to your cash at an A.T.M.
In this age of computer hacking, preventing identity theft
also applies to the Internet.
If you use the Internet, make sure all your security
software is up to date and be careful of Internet scams.
Remember, no legitimate business will ever send you an e-
mail asking you to confirm your personal identifying
information.
Preventing identity theft means you never give out
personal information unless you initiated the contact or
you`re absolutely sure who you`re dealing with.
Another good way of preventing identity theft is be
especially careful about divulging your credit card
number over the phone to telemarketers.
Often the only goal is to obtain your name, address and
credit card number.
If you have to give your credit card number over the phone
for a hotel or airline reservation, use a regular corded
phone as opposed to a cordless or cell phone.
Make sure you report any lost or stolen credit cards
immediately for preventing identity theft.
The bottom line is be careful about divulging any personal
information about you.
If you use these tips you`ll have a much better chance at
preventing identity theft before it happens.
Gary Gresham is a mortgage loan officer and the webmaster
for http://www.credit-repair-facts.com (http://www.credit-
repair-facts.com). He offers you credit information, debt
elimination programs and informative facts that gives you
the knowledge to correct your own credit and credit
report.
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Identity Theft Prevention
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