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ID Theft Prevention
Identity Theft Prevention...
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Identity Theft - Straightening Out Your Credit In The Aftermath
Debbie Pettitt
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FBI statistics reveal that identity theft is one of the fastest-growing crimes in the United States, with about 1 in 5 families in the U.S. being a victim of identity theft. Identity theft is obtaining another person's personal information (e.g., name, social security number, credit card number, passport) without that person's knowledge and using that information fraudulently. For someone who discovers they are a victim of identity theft, it is important to act fast. Here are some immediate steps to take in order to stop further misuse and to restore your good credit: 1. Contact the fraud departments of any one of the 3 credit reporting companies to place a fraud alert on your credit report. When a fraud alert is placed on your credit reports, creditors will contact you before opening any new accounts or making any changes to your existing accounts. You only need to contact one of the three companies to place an alert, and they are required to contact the other two, which will place an alert on their versions of your report, too. Once you place the fraud alert in your file, you're entitled to order free copies of your credit reports. When you receive them, check them over carefully for any new accounts that may have been opened without your authorization. Also be aware of any new inquiries by banks, lenders and credit card companies that you were not familiar with. 2. Report the crime to your local police or sheriff's department and request a police report. 3. Contact your creditors, banks, phone companies, and utility companies and have them freeze your accounts. Banks, credit card companies and other creditors may require a copy of your police report. You may be liable for a small sum of the fraudulent charges; check with each of your card issuers for their policies. Most creditors promptly issue replacement cards with new account numbers. 4. File a complaint with the Federal Trade Commission. 5. Monitor all bank and credit card statements and other bills carefully to ensure there are no fraudulent charges. If you find fraudulent checks or withdrawals on your bank account, notify the fraud department of your bank in writing immediately. Stop payment on any missing checks and/or close your existing account. You can also notify the check verification companies not to accept further checks under the account number that was stolen. To find out if the identity thief has been passing bad checks in your name, contact SCAN @ 1800-262-7771. If unauthorized credit card charges appear, notify your credit card company in writing without delay. 6. If you believe the theft involved your social security number, contact the Social Security Administration. They may re-issue a lost or stolen social security card or may, under some circumstances, give you a new social security number. As you know, your credit rating is all important. Every precaution should be taken to protect your credit rating. Once you have your identity straightened out, you might consider registering with Equifax Credit Watch™. Equifax Credit Watch™ makes monitoring your report easy by automatically alerting you within 24 hours of key changes in your Equifax Credit Report™ - like when someone tries to get credit in your name or there are sudden changes in your credit card balances. - so you can act before serious damage is done. Below are important phone numbers you will need for reporting your identity theft: Credit Reporting Agencies: Equifax 1800-525-6285 Experian 1888-397-3742 TransUnion 1800-680-7209 Federal Trade Commission Hotline: FTC Hotline 1877-438-4338 Check Verification Companies: Telecheck 1800-710-9898 Certegy 1800-437-5120 To find out if the identity thief has been passing bad checks in your name: SCAN 1800-262-7771 About the Author Copyright 2006 by Debbie Pettitt who is the webmaster for http://understandingidentitytheft.com, providing essential information on identity theft, it's prevention and what to do if you're a victim. If you need help with your credit report, this page may be helpful: http://understandingidentitytheft.com/creditbureauidentitytheft/
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http://www.ideamarketers.com/./library/article.cfm?articleid=73223
| Identity Theft Prevention... |
Financial firms to share ID theft data with FTC
Identity Theft Assistance Center will share information, such as ID theft scamsA U.S. center that helps victims of identity theft will begin sharing consumer complaint information with the U.S. Federal Trade Commission (FTC) and law enforcement agencies, it announced Tuesday.
Allstate Fair Credit Reporting Act Litigation
8 of the federal deposit insurance act for a violation of this title, no state may, during the pendency of su if the federal trade commission or the appropriate federal regulator has instituted a civil action or an administrative action under section Asked questions and the answers here are the most frequently September 2003 found that nearly 10 million people were victims of identity theft in 2002 alone a survey conducted by the federal trade commission in Thats just day 12 a
How To Get Rid Of A Bankruptcy On Your Credit Report
That way, you can catch signs thieves in their tracks of identity theft early and stop Trade commission for more information general information federal Info, mailing addresses, phone numbers will be allowed, starting july 1, to release your credit
Panel Issues Identity-Theft Plan
Federal agencies should restrict the use of Social Security numbers to guard against identity theft, a presidential commission said.
DOJ Fact Sheet: The Work of the President's Identity Theft Task Force
Identity theft is a crime that victimizes people and businesses in every community from major cities to small towns, and robs victims of their individual freedoms. The President?s Identity Theft Task Force, co-chaired by Attorney General Alberto R. Gonzales and Federal Trade Commission Chairman Deborah Platt Majoras, has been working diligently since its inception in May 2006 to develop a comprehensive national strategy to combat identity theft.
A case of stolen identity: Protect your bank and customers against identity theft
According to a September 2003 Federal Trade Commission (FTC) report, almost 10 million people were victims of identity theft in 2002. The dollar loss is estimated at $48 billion and the time spent by victims resolving the related problems is estimated...
Identity Theft Task Force Announces Interim Recommendations
WASHINGTON ? The President's Identity Theft Task Force has adopted interim recommendations on measures that can be implemented immediately to help address the problem of identity theft, Attorney General Alberto R. Gonzales and Federal Trade Commission Chairman Deborah Platt Majoras announced today.
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Identity Theft
Fighting Identity Theft
By James H. Dimmitt
Chances are good that you know someone who has been
victimized by the fastest growing crime - identity theft.
The Federal Trade Commission (FTC) reported that there
were 10 million cases of identity theft in 2002 alone.
It’s estimated that someone’s identity is stolen every 79
seconds.
The bad news is with increasing amounts of personal
information available to an experienced identity thief,
it shows few signs of slowing down. The good news is
that identity fraud is now a federal crime with stiff
penalties for those who perpetrate these crimes.
Here are a few simple steps you can take now to minimize
your risk:
1) Check your credit report annually, if not more often.
Most victims of identity theft don’t realize they’ve been
victimized until 14 months after the crime. By then the
damage is done and you will spend a significant amount of
time and money trying to correct it.
2) Keep your Social Security number private. Do not have
it printed on your personal checks or drivers license. Do
not share it with anyone, including merchants, unless
they can provide a good reason for having it. Once
someone has your Social Security number they have the key
to unlocking your identity and using it fraudulently.
3) Shred offers for pre-approved credit cards that you
receive by mail. Do the same with any receipts that
contain account numbers or your Social Security number.
Identity thieves are not afraid to go “dumpster diving”
in order to obtain your personal information.
Identity theft has become the fastest growing crime
because it is the most profitable crime. On average, the
loss from identity theft is about $18,000.00. Taking
these precautions now can you save you from becoming
another statistic in the fight against identity theft.
© 2004, http://www.yourfreecreditreportnow.com (http:/
/www.yourfreecreditreportnow.com)
James H. Dimmitt
James is editor of "TO YOUR CREDIT", a weekly free
newsletter. Subscribe to the newsletter by visiting http:/
/www.yourfreecreditreportnow.com (http://www.
yourfreecreditreportnow.com). He is also author of
“Identity Theft - How to Avoid Becoming the Next Victim!”
available at http://tinyurl.com/bc45 (http://tinyurl.com/
bc45)
jimdim815@aol.com (mailto:jimdim815@aol.com)
Identity Theft Prevention | What to do if it Happens
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Htt://www.IDTheft.com ... Privacy & Security
... the Federal Trade Commission (FTC). The FTC handles complaints from victims of identity theft ... ... gov/idtheft Other Resources to Learn More about Identity Theft: Federal Trade Commission - IDTheft ...
http://www.schwab.com/privacy ... NM Regulation & Licensing
... T o learn how to protect yourself, see our pamphlet FOILING IDENTITY THEFT , and visit the Federal Trade Commission Identity Theft Resource Page . For more information, please contact: New Mexico ...
http://www.rld.state.nm.u ...ft/Identity Theft.htm ... Family Protection Unit - Consumer Protection - Identity Theft
... Sample Dispute Letters Phone & Website References Consumer Protection ª Identity Theft: Federal Trade Commission Examples Federal Trade Commission Resources FTC Identity Theft Affidavit ª http ...
http://www.familyprotecti ...identity.cfm?Action=5 ... Focus One CCU :: Member Resources - Identity Theft Prevention
... Identity Theft Federal Trade Commission 1-877-ID-THEFT www.consumer.gov/idtheft Privacy Rights Clearinghouse 1-619-298-3396 www.privacyrights.org Identity Theft Resource Center 1-858-693-7935 www ...
http://www.focusonecu.org/Mbr_Res/default.htm ... Identity Theft
More Information on Identity Theft The following information is part of an educational booklet that is distributed by the Federal Trade Commission. For more information on this material please ...
http://www.sarasotasheriff.org/IdentityPacket.asp ... BBB Alerts & News
... According to a survey by the Federal Trade Commission, identity theft cost businesses and financial institutions $48 billion in 2002. Businesses are impacted each time an identity thief misuses an ...
http://www.bbb.org/alerts/article.asp?ID=447 ... Identity Theft - Riverside County District Attorney
... Freeze" Your Credit Files Identity Theft Checklist Department of Motor Vehicles - Identity Theft Federal Trade Commission How Not to Get Hooked by a 'Phishing' Scam Federal Trade Commission Identity ...
http://www.riversideda.com/identitytheft.html ... ComputerSafe - Password Protect, Lock Hide and Encrypt Files
... According to the FEDERAL TRADE COMMISSION: Identity theft complaints are rising in number every year. The average cost to cope with the damage to their accounts and reputations is $1,000 says the FTC ...
http://www.mycomputersafe.com/ ... The Coastal Bank of Georgia
http://www.coastalbankofg ...ndex.cfm?catid=safety
... http://www.foxnews.com/story/0,2933,96347,00.html
... Mail and Identity Theft
... Goey, Crime Doctor, on Identity Theft Public Interest Research Groups on Theft of Identity Bob ShermanÄôs expose on Identity Theft Federal Trade Commission on Identity Theft Should you get identity ...
http://www.artisanproduct ...t/html/mail_theft.HTM ... SECU Identity Theft Protection
... Department of Justice Identity Fraud Website Federal Trade Commission Identity Theft Website Social Security Online Identity Fraud Website Home l Site Map l Search l Locations l About Us l How to ...
http://www.secu.org/links ...tytheftprotection.htm ... Identity Theft, Office Napping, Send Button By Mistake, Legitimize Foreign W...
... According to the Federal Trade Commission, identity theft ranks as the nation's top consumer fraud complaint. The number one underlying source of identity fraud is theft of employer records, says a ...
http://www.braunconsultin ...2003/winter20036.html ... Fraud - Identity Theft Report
... Take Charge: Fighting Back Against Identity Theft Tips from the Federal Trade Commission. Identity Theft and Identity Fraud Features programs, prevention, and remedial steps after the crime. Identity ...
http://www.atozfraud.com/identitytheftreport/ ... RSA Security Solutions - Reducing Fraud & Identity Theft
... U.S. Federal Trade Commission, identity theft has become the worldÃs fastest-growing crime. Consumers bear the emotional costs, but companies bear the bulk of the financial costs. Notoriously easy to ...
http://www.rsasecurity.co ...sTertiary.asp?id=2728 ... Federal Trade Commission Home
... 23. 2005 FTC Sweep of Tyler, Texas Area Funeral Homes Finds Substantial Compliance with Consumer Protection Law The Federal Trade Commission announced today that it found a high level of compliance in ...
http://www.ftc.gov/ ... The Investor's Clearinghouse from the Alliance for Investor Education
... OTHER HELP Brokerage firm bankruptcy Securities Investor Protection Corporation Identity theft Federal Trade Commission 401(k) claims U.S. Department of Labor Find a CFP Certified Financial Planner ...
http://www.investoreducat .../helpforinvestors.cfm ... Federal Trade Commission Identity Theft Program
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http://www.ncsl.org/progr .../iftheft02/sld001.htm ... Mail & Identity theft
... U.S. Government's Central Website for Identity Theft Federal Trade CommissionÃs Home Page for ID Theft Social Security Administration Resources on Identity Theft Louisville Courier-Journal Identity ...
http://www.steelmailbox.c ...___identity_theft.htm ... Identity theft - protecting yourself from identity thieves
... According to the FTC (Federal Trade Commission), identity theft targeting people over the age of 60 jumped from 1,800 cases in 2000 to almost 6,000 the following year. Most of those cases involved ...
http://www.seniormag.com/legal/identity-theft.htm ... NCPIRG
... During the past four years, the number of North Carolina residents who have filed identity theft complaints with the Federal Trade Commission (FTC) has increased by almost 240 percentójumping from 1 ...
http://www.ncpirg.org/NC.asp?id2=18510 ... iParenting.com ñ Don't Lose Your Good Name: Protecting Your Family From Iden...
... In fact, according to the Federal Trade Commission Identity Theft Survey Report (September, 2003), almost one in 20 Americans reported that their identity had been compromised in the past year. Also ...
http://www.iparenting.com ...les/identitytheft.htm ... StrikeForce - In News
... Industry Reports & Articles KPMG: Identity Management Survey META Report: The Value of Identity Management Federal Trade Commission: Identity Theft Survey Fraud Watch International: Phishing Scams ...
http://www.sftnj.com/news/resource_center.asp
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