ID Theft Prevention
Identity Theft Prevention...
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Preventing Identity Theft
Gary Gresham
Preventing identity theft is never foolproof but here are some good tips that will make it more difficult for anyone to steal your personal information. The first and most important step for preventing identity theft is keeping a close watch on all of your personal information and your credit report. Check your credit reports from all three bureaus at least once a year. Once you get your credit report check carefully to see that everything is accurate. If you find an error, dispute it immediately so you can protect yourself from fraud. Quite often similar names and similar social security numbers get mixed up, or worse, someone could have stolen your identity. Another good way of preventing identity theft is don't carry your Social Security card or anything with your Social Security number on it in your wallet. Keeping your social security number private is a critical part of preventing identity theft. Also, don't keep your bank card pin number in your wallet because it helps a thief who has stolen your wallet help themselves to your cash at an A.T.M. In this age of computer hacking, preventing identity theft also applies to the Internet. If you use the Internet, make sure all your security software is up to date and be careful of Internet scams. Remember, no legitimate business will ever send you an e-mail asking you to confirm your personal identifying information. Preventing identity theft means you never give out personal information unless you initiated the contact or you're absolutely sure who you're dealing with. Another good way of preventing identity theft is be especially careful about divulging your credit card number over the phone to telemarketers. Often the only goal is to obtain your name, address and credit card number. If you have to give your credit card number over the phone for a hotel or airline reservation, use a regular corded phone as opposed to a cordless or cell phone. Make sure you report any lost or stolen credit cards immediately for preventing identity theft. The bottom line is be careful about divulging any personal information about you. If you use these tips you'll have a much better chance at preventing identity theft before it happens. Copyright © 2005 Credit Repair Facts.com ------------------------------------------------------------- This article may be re-published as is (unedited) as long as the author's bio paragraph (resource box) and copyright information is included. Any editing will be considered copyright infringement. The URLs in the resource box should be set as hyperlinks if used on a web page. -------------------------------------------------------------
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Workplace Identity Theft: Curbing the Latest HR Headache
A rise in identity theft is presenting employers with a major headache: they are being held liable for identity theft that occurs in the workplace. Identity theft is the misuse or fraudulent use of an individualÂ’s personal information. Unfortunately for employers, personal data, such as social security and bank account numbers, is precisely what is contained in HR personnel files, a goldmine for ID thieves.
U.S. urged to keep lid on Social Security numbers
The U.S. government should limit the use of Social Security numbers in employee records to help protect workers from identity theft, an advisory panel said on Tuesday. Source - ZDNet
ID theft task force urges limmiting use of Social Security numbers
Federal agencies should restrict their use of Social Security numbers to guard against identity theft, a presidential commission said Tuesday.
Protecting Your Social Security Number From Identity Theft
Once an identity thief gets ahold of your social security number, he may be off and running. It could take years to recover your credit and reputation.
Free Credit Report With Credit Score
Click here to order this product Learn more about id theft and how to prevent it from happening to you Resources that will help protect you identity theft security useful products and from 21st century thieves Dont carry your social security card
Social Security and You: Identity theft spurs security measures
Question: I had such a difficult time trying to get my name changed on my Social Security card. Why is it necessary for me to provide a document with my new name already on it just to get a Social Security card?
State Sends Out Letters With Social Security Numbers Visible
Letters sent to 146,000 government employees in Kentucky inadvertently displayed each of their Social Security numbers on the front, prompting Attorney General Greg Stumbo to issue a warning about possible identity theft.Source - LEX18
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Identity Theft
Fighting Identity Theft
By James H. Dimmitt
Chances are good that you know someone who has been
victimized by the fastest growing crime - identity theft.
The Federal Trade Commission (FTC) reported that there
were 10 million cases of identity theft in 2002 alone.
It’s estimated that someone’s identity is stolen every 79
seconds.
The bad news is with increasing amounts of personal
information available to an experienced identity thief,
it shows few signs of slowing down. The good news is
that identity fraud is now a federal crime with stiff
penalties for those who perpetrate these crimes.
Here are a few simple steps you can take now to minimize
your risk:
1) Check your credit report annually, if not more often.
Most victims of identity theft don’t realize they’ve been
victimized until 14 months after the crime. By then the
damage is done and you will spend a significant amount of
time and money trying to correct it.
2) Keep your Social Security number private. Do not have
it printed on your personal checks or drivers license. Do
not share it with anyone, including merchants, unless
they can provide a good reason for having it. Once
someone has your Social Security number they have the key
to unlocking your identity and using it fraudulently.
3) Shred offers for pre-approved credit cards that you
receive by mail. Do the same with any receipts that
contain account numbers or your Social Security number.
Identity thieves are not afraid to go “dumpster diving”
in order to obtain your personal information.
Identity theft has become the fastest growing crime
because it is the most profitable crime. On average, the
loss from identity theft is about $18,000.00. Taking
these precautions now can you save you from becoming
another statistic in the fight against identity theft.
© 2004, http://www.yourfreecreditreportnow.com (http:/
/www.yourfreecreditreportnow.com)
James H. Dimmitt
James is editor of "TO YOUR CREDIT", a weekly free
newsletter. Subscribe to the newsletter by visiting http:/
/www.yourfreecreditreportnow.com (http://www.
yourfreecreditreportnow.com). He is also author of
“Identity Theft - How to Avoid Becoming the Next Victim!”
available at http://tinyurl.com/bc45 (http://tinyurl.com/
bc45)
jimdim815@aol.com (mailto:jimdim815@aol.com)
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Identity Theft Prevention
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