Preventing Identity Theft
By Gary Gresham

Preventing identity theft is never foolproof but here are
some good tips that will make it more difficult for
anyone to steal your personal information.

The first and most important step for preventing identity
theft is keeping a close watch on all of your personal
information and your credit report.

Check your credit reports from all three bureaus at least
once a year. Once you get your credit report check
carefully to see that everything is accurate.

If you find an error, dispute it immediately so you can
protect yourself from fraud.

Quite often similar names and similar social security
numbers get mixed up, or worse, someone could have stolen
your identity.

Another good way of preventing identity theft is don`t
carry your Social Security card or anything with your
Social Security number on it in your wallet.

Keeping your social security number private is a critical
part of preventing identity theft.

Also, don`t keep your bank card pin number in your wallet
because it helps a thief who has stolen your wallet help
themselves to your cash at an A.T.M.

In this age of computer hacking, preventing identity theft
also applies to the Internet.

If you use the Internet, make sure all your security
software is up to date and be careful of Internet scams.

Remember, no legitimate business will ever send you an e-
mail asking you to confirm your personal identifying
information.

Preventing identity theft means you never give out
personal information unless you initiated the contact or
you`re absolutely sure who you`re dealing with.

Another good way of preventing identity theft is be
especially careful about divulging your credit card
number over the phone to telemarketers.

Often the only goal is to obtain your name, address and
credit card number.

If you have to give your credit card number over the phone
for a hotel or airline reservation, use a regular corded
phone as opposed to a cordless or cell phone.

Make sure you report any lost or stolen credit cards
immediately for preventing identity theft.

The bottom line is be careful about divulging any personal
information about you.

If you use these tips you`ll have a much better chance at
preventing identity theft before it happens.

Gary Gresham is a mortgage loan officer and the webmaster
for http://www.credit-repair-facts.com (http://www.credit-
repair-facts.com). He offers you credit information, debt
elimination programs and informative facts that gives you
the knowledge to correct your own credit and credit
report.
Identity Theft Prevention | What to do if it Happens

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... Talgov.com - Residents - Public Safety - Police - Identity Theft
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... Prevention of identity theft or credit card fraud at myfaircredit.com
... this letter is to confirm you will not take my report of crime of theft of identity against me . . ."). Some extremely abusive credit card companies insist on the police report where the credit card ...
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... United States Department of Justice
skip to content Patriot Act Information Sex Offender Web Site Trafficking in Persons Drug ...
http://www.usdoj.gov/

...
... all three national reporting agencies to report the theft of your identity. You might start with a phone call to each and follow up with a letter. EQUIFAX Fraud # (888) 766-0008 Equifax Credit ...
http://www.texanscu.com/IdentityTheft.htm

... komo news | State AG Working To Assist Local Vets After Data Theft
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http://www.komoradio.com/stories/43615.htm

... The Sheboygan Press - Ken King column: Take measures to protect yourself aga...
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... H.R. 220: The Identity Theft Prevention Act | Medical Privacy Coalition
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http://www.medicalprivacycoalition.com/node/14

... FOXNews.com - Laptop Containing Hotels.com Customer Credit Card Information Stolen - Identity Theft
... Customer Credit Card Information Stolen - Identity Theft | Scams | Credit Card Fraud - FOXNews ... seriously," said the letter ...
http://www.foxnews.com/story/0,2933,198078,00.html

...
http://www.imagingauto.co ...id_identity_theft.htm

... Florida Attorney General - Identity Theft Victim Kit
... The Federal Trade Commission provides an Identity Theft Affidavit, a standardized form used to ... ... writing. Follow behind your phone call with a letter and any necessary documentation to support ...
http://www.myfloridalegal ...004BC600?OpenDocument

... New York Daily News - Business - Jean Chatzky's Personal Finance: Protect yo...
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http://www.nydailynews.co .../290204p-248415c.html

... Falcon Heights - On Identity Theft
... City of Falcon Heights > Police Department > Identity Theft Identity Theft Simple Steps YOU Can Take! An important letter from the St. Anthony Police Department, reprinted from the Falcon ...
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... Identity Theft & Cyber Crooks Articles:: "Phishing & Identity Theft"...
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...
... to send the three credit reporting agencies a letter confirming the fraudulent activity. Notify ... ... clearinghouse for complaints by victims of identity theft. Your can use their Report fraudulent use ...
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... Shoppersí worries about using credit cards online go beyond identity theft
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... Washington Mutual | Identity Theft
... to inform them of fraudulent charges. Send your letter so that it arrives at the creditor within 60 ... ... or call customer service at 800.788.7000. Identity Theft Resources Federal Trade Commission www ...
http://www.wamu.com/secur ...acy/identitytheft.asp

... Family Protection Unit - Consumer Protection - Identity Theft
... Resources FTC Identity Theft Affidavit ª http://www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf (PDF file, opens in new window) FTC Sample Dispute Letters Sample Dispute Letter -- Credit Bureau ...
http://www.familyprotecti ...identity.cfm?Action=5

... City of San Pablo Police Department - Identity Theft
... close the account, and make a report of identity theft in that jurisdiction if possible. Close ... ... when, and what was said. Put together a form letter advising the merchant of the fraudulent ...
http://www.sanpablopolice ...ain/identitytheft.htm

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