ID Theft Prevention
Identity Theft Prevention...
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Identity Theft - Red Flags That May Indicate You're a Victim
Debbie Pettitt
You've heard the buzz about identity theft, but what exactly is identity theft? According to Wikipedia, identity theft (or identity fraud) is the deliberate assumption of another person's identity, usually to gain access to their finances or frame them for a crime. Dumpster diving (someone going through your trash), shoulder surfing (someone watching from a nearby location as you punch in your credit card number or ATM PIN # or eavesdropping as you give your personal information over the phone) and phishing (someone sending an email that appears to be from a legitimate business) are only a few ways of obtaining your personal information. Once they have obtained your personal information, identity thieves often change the address on your bills, keeping you unaware that your identity has been stolen unless you are aware of when your bills normally arrive in the mail, keep track of what you charge and check your credit reports annually. Here are several red flags that indicate you may be a victim of identity theft: 1. You check your credit reports annually and find there are new charge cards showing with companies you don't know. 2. You receive a bill for a credit card account you didn't open. 3. You notice charges on your credit card statement you did not authorize. 4. You haven't received your bills or credit card statements when they normally arrive. 5. Your bank statements show unauthorized transfers or withdrawals. 6. You receive a call from a collection agency about an account you never opened. 7. You receive calls from businesses about merchandise you didn't buy. 8. You're denied credit because debts show up on your credit reports that don't belong to you. If you notice any of these red flags, don't panic - there may be a logical explanation. But DO follow up on it right away. If it appears you may be a victim of identity theft, go to http://understandingidentitytheft.com/articles/article-67.html for a list of steps you should take immediately to rectify the situation.
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7 Tools to Prevent Identity Theft Fraud
Identity theft fraud in America has reached epidemic proportions having surpassed 27 million cases and increasing every year. The banks are taking identity theft fraud very seriously and have taken substantial measures to protect your identity and your accounts against scammers. ...
Identity Theft Protection: A Proactive Approach to Identity Theft
Identity theft affects millions of people each year. HowIdentityTheftWorks.com is committed to educating consumers and businesses about identity theft so future occurrences and damages can be minimized.
Dutchess man charged with identity theft
A Millerton man has been arrested on identity theft charges stemming from his alleged theft of the identities of three persons last year.Comment
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Identity Theft: How to Protect Yourself
This year an estimated 10 million people will be victims of identity theft in the United States. Identity theft is one of the fastest growing crimes in America costing consumers and businesses tens of millions of dollars a year. Though there is no way to totally prevent yourself from becoming a victim of identity theft you can lower your risks of becoming a victim by taking the right precautions and understanding how identity theft occurs.
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Identity Theft
Preventing Identity Theft
By Gary Gresham
Preventing identity theft is never foolproof but here are
some good tips that will make it more difficult for
anyone to steal your personal information.
The first and most important step for preventing identity
theft is keeping a close watch on all of your personal
information and your credit report.
Check your credit reports from all three bureaus at least
once a year. Once you get your credit report check
carefully to see that everything is accurate.
If you find an error, dispute it immediately so you can
protect yourself from fraud.
Quite often similar names and similar social security
numbers get mixed up, or worse, someone could have stolen
your identity.
Another good way of preventing identity theft is don`t
carry your Social Security card or anything with your
Social Security number on it in your wallet.
Keeping your social security number private is a critical
part of preventing identity theft.
Also, don`t keep your bank card pin number in your wallet
because it helps a thief who has stolen your wallet help
themselves to your cash at an A.T.M.
In this age of computer hacking, preventing identity theft
also applies to the Internet.
If you use the Internet, make sure all your security
software is up to date and be careful of Internet scams.
Remember, no legitimate business will ever send you an e-
mail asking you to confirm your personal identifying
information.
Preventing identity theft means you never give out
personal information unless you initiated the contact or
you`re absolutely sure who you`re dealing with.
Another good way of preventing identity theft is be
especially careful about divulging your credit card
number over the phone to telemarketers.
Often the only goal is to obtain your name, address and
credit card number.
If you have to give your credit card number over the phone
for a hotel or airline reservation, use a regular corded
phone as opposed to a cordless or cell phone.
Make sure you report any lost or stolen credit cards
immediately for preventing identity theft.
The bottom line is be careful about divulging any personal
information about you.
If you use these tips you`ll have a much better chance at
preventing identity theft before it happens.
Gary Gresham is a mortgage loan officer and the webmaster
for http://www.credit-repair-facts.com (http://www.credit-
repair-facts.com). He offers you credit information, debt
elimination programs and informative facts that gives you
the knowledge to correct your own credit and credit
report.
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Identity Theft Prevention
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